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  1. Home
  2. About Life
  3. Why Life Insurance
  4. Life Insurance For Your Loved Ones

Insure Your Love: Why The Month of Love is a Perfect Time for Life Insurance

Are you still brainstorming on the perfect gift for that special someone this Valentine’s Day?

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Valentine's Day is just around the corner. Cue the frantic search for the perfect gift. Many will spend the weeks leading up to Valentine's Day racking their brains and local department stores for a gift that tops last year's prize, but could they be looking in the wrong places.

This year, instead of defaulting to the old standbys -flowers and candy, try life insurance. Life Insurance can help secure the financial future of those you hold most dear, and buying a life insurance policy is a way to express your devotion to helping protect the years ahead.

If that's not enough, consider these additional reasons why life insurance could be an excellent gift this February.

It's long-lasting.

Candy gets eaten. Flowers will eventually die, but a life insurance policy can last a lifetime. Buying a term policy for your valentine means that you'll be giving a gift that's designed to stand the test of time, helping to protect them financially for years to come. For American General Life customers, term life insurance policies can be bought for a period as short as 10 years or as long as 30, and permanent life insurance policies don't have an expiration.

It's affordable.

Life insurance doesn't have to come with a big price tag. Term Life Insurance is an affordable and customizable option. American General Life can offer $250,000 of term life coverage for only $15* per month to start. It's likely that you will be able to find a life insurance policy for your valentine that fits your budget *Rate reflects $15/month for a Male, age 40, with $250K coverage in preferred plus rate class at a 10-year term.

It's romantic.

Life insurance is inextricably bound with love. Life insurance is bought to help protect our loved ones, to make sure they feel secure and to show them we care. While it's undoubtedly a practical gift, it is equally romantic. Helping to protect the ones we love requires thoughtful planning and compassion.

If you're starting now, your life insurance policy likely won't be finalized by Valentine's Day, but don't let that stop you. The day of love can be the reason for you to make this jump. To learn more about life insurance for you and your family, request a quote today or call an agent to start a conversation at 800-294-4544.

Help protect your family with Life Insurance!

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Product Form Numbers

Product base plans, provisions, features and riders may not be available in all states and may vary by state

Whole Life

Product Form #'s State Applicability
GIWL

Policy Forms: ICC21-20532 Rev0621, 20532, 20532-5 and 20532-10 Rev0621.

Rider Numbers: ICC23-23200, ICC15-15200, 15200, 15200-35, 13600-5, 15200-10, ICC23-23201, ICC15-15201, 15201, 15201-5, 15201-10 and 15201-35.

All States

American Elite Whole Life 2
(Conversion product only)

Policy Forms: ICC17-17917, 17917, ICC17-17917N, 17917N.

Rider Numbers: ICC23-23601, 13601, ICC23-23601N-B, 13601N-B, 1CC14-14001,14001, ICC17-14001N-B, 14001N-B, ICC22-22995, 22995, ICC23-23995N-B, 23995N-B, ICC14-14012, 14012.

All States, except NY

Single Premium Whole Life
(Conversion product only)

Policy Forms: ICC17-17918,17918, ICC17-17918, 17918.

Policy Forms: ICC17-17918N, 17918N Rev032.

All States, except NY

NY only

American Elite 2
(Conversion product only)

Policy Forms: 17917N-33 Rev0121.

Rider Numbers: 13601N, 14001N, 23995N-B.

NY only

NY only

Term

Product Form #'s State Applicability
SAT

Policy Forms: ICC21-19311 Rev0321, 19311, ICC21-19310 Rev0321, 19310, 19310N-33 Rev0321.

Policy Forms: 19311N-33 Rev0321.

Rider Numbers: ICC14-14012, 14012, ICC23-23601, 13601, 13601N, ICC14-14001, 14001, ICC22-22995, 22995.

Rider Numbers: 14012N, 14001N, 22995N.

All States, except NY

NY only

All States, except NY

NY only

Fixed UL

Product Form #'s State Applicability
Secure Lifetime GUL 3

Policy Forms: ICC15-15442, 15442.

Policy Forms: 15442N Rev0518.

Rider Numbers: ICC23-23600, 15600, 13600-5, ICC18-18012, 18012, ICC22-22995, 22995, 15972, 15972N, ICC14-14002, 14002, ICC23-23601, 13601, ICC15-15990, 15990.

Rider Numbers: 17600N, 18012N, 22995N, 14002N, 13601N, 15990N.

All States, except NY

NY only

All States, except NY

NY only

IUL

Product Form #'s State Applicability
Max Accumulator+ II

Policy Forms: 19646N Rev0120.

Rider Numbers: 17600N, 18012N, 22995N, 13601N, 07620N, 14002N, 15996N, 18004N.

NY only

Max Accumulator+ III

Policy Forms: ICC22-22191, 22191,23191-5.

Rider Numbers: ICC23-23600, 15600, 13600-5, ICC18-18012, 18012, ICC22-22995, 22995, 14306, ICC23-23601, 13601, 07620, ICC14-14002, 14002, 15996, 15997, ICC15-15994, 15994, ICCC18-18004, 18004.

All States

Value+ Protector III

Policy Forms: ICC16-16760, 16760.

Policy Forms: 16760N Rev0618.

Rider Numbers: 17600N, 18012N, 22995N, 13601N, 07620N, 14002N, 15992N, 18004N, 15990N.

Rider Numbers: ICC23-23600, 15600, 13600-5, ICC18-18012, 18012, ICC22-22995, 22995, ICC23-23601, 13601, 07620, ICC14-14002, 14002, ICC15-15992, 15992, 15997, ICC18-18004, 18004, ICC15-15990, 15990.

All States, except NY and VT

NY only

NY only

All States, except NY and VT

Protection Extend IUL
(Conversion product only)

Policy Forms: 19471, ICC19-19471.

Policy Forms: 19471N.

Rider Numbers: 16110N, 15990N, 18012N, 22995N, 13601N, 14002N.

Rider Numbers: 16110, ICC16-16110, 15990, ICC15-15990, 15997, 18012, ICC18-18012, ICC22-22995, 22995, ICC23-23601, 13601, 14002, ICC14-14002.

All States, except NY and VT

NY only

NY only

All States, except NY and VT

QoL Term

Product Form #'s State Applicability
QoL FlexTerm

Policy Forms: ICC21-19311 Rev0321, 19311, ICC21-19310 Rev0321, and 19310.

Rider Numbers: ICC14-14012, 14012, ICC14-14001, 14001, ICC23-23602, 15602, ICC23-23603,15603, ICC23-23604, 15604, AGLA 04CHIR-CA (0514), AGLA 04CRIR, AGLA 04TIR, ICC22-22995, 22995.

All States

QoL Fixed UL

Product Form #'s State Applicability
QoL Guaranteed Plus GUL II

Policy Forms: ICC15-15442 and 15442.

Rider Numbers: ICC23-23600, 15600, ICC18-18012, 18012, ICC22-22995, 22995,15972, WMDR, ICC14-14002, 14002, ICC23-23602, 15602, ICC23-23603,15603, ICC23-23604, AGLA 04CHIR, AGLA-04CRIR, AGLA 04TIR, 15604, ICC15-15990, and 15990.

All States

QoL IUL

Product Form #'s State Applicability
QoL Max Accumulator+ III

Policy Forms: ICC22-22191 and 22191.

Rider Numbers: ICC23-23600, 15600, 13600-5, ICC18-18012, 18012, ICC22-22995, 22995, 14306, 07620, ICC14-14002, 14002, 15996, 15997, ICC15-15994, 15994, ICC18-18004, 18004, ICC23-23602, 15602, ICC23-23603,15603, ICC23-23604, 15604, AGLA 04CHIR-CA (0514), AGLA 04CRIR, AGLA 04TIR.

All States, except NY and VT

QoL Value+ Protector III

Policy Forms: ICC16-16760 and 16760.

Rider Numbers: ICC23-23600, 15600, 13600-5, ICC18-18012, 18012, ICC22-22995, 22995, 07620, ICC14-14002, 14002, ICC15-15992, 15992, 15997, ICC18-18004, 18004, ICC15-15990, 15990, ICC23-23602, 15602, ICC23-23603,15603, ICC23-23604, 15604, AGLA 04CHIR-CA (0514), AGLA 04CRIR, AGLA 04TIR.

All States, except NY and VT

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© 2025 Corebridge Direct Insurance Services, Inc. Agency services provided by Corebridge Direct Insurance Services, Inc. (“Corebridge Direct”), CA license # 0B57619 and AR license # 0100105378, a subsidiary of American General Life Insurance Company (“AGL”), Houston, TX and an affiliate of The United States Life Insurance Company in the City of New York (“US Life”). All companies above are wholly-owned subsidiaries of Corebridge Financial, Inc. AGL does not solicit, issue, or deliver policies or contracts in the State of New York. Corebridge Direct offers policies on behalf of affiliated and unaffiliated insurance companies. Guarantees are backed by the claims-paying ability of the issuing insurance company. Products may not be available in all states and product features may vary by state. All prices quoted are non-binding, and the ultimate premium amount for any policy is determined by the underwriting insurance company following application. For all companies mentioned, their financial professionals and other representatives are not authorized to give legal, tax, or accounting advice. For advice concerning your individual circumstances, consult the appropriate professional.
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